Welcome to our website (the “Site”), which is owned and operated by JC Taylor Insurance (“JC Taylor Insurance,” “we,” “our,” or “us”). JC Taylor Insurance maintains the Site as a service to its visitors, subject to the following Terms of Use and the Privacy Policy applicable to the Site (“Privacy Policy”). By accessing or using the Site, you agree to be bound by these Terms of Use and the Privacy Policy. JC Taylor Insurance reserves the right to modify the content of the Site and these Terms of Use at any time without prior notice.

Use of Site Content

You may view, download, and print content from the Site subject to the following conditions:

(a) The content may be used solely for informational purposes; and

(b) The content may not be modified or altered in any way.

You may not republish, distribute, prepare derivative works from, reproduce, transmit, display, or otherwise use any content from the Site except as expressly permitted herein.

Trademarks and Proprietary Rights

You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of JC Taylor Insurance without the express written consent of JC Taylor Insurance.

You may not use any meta tags or any other “hidden text” utilizing the JC Taylor Insurance name or trademarks without the express written consent of JC Taylor Insurance. You may not use any JC Taylor Insurance logo or other proprietary graphic or trademark as part of a link without express written permission.

User Submissions

You may submit comments, inquiries, and other content so long as such content is not obscene, illegal, threatening, defamatory, infringing, misleading, or otherwise objectionable, and does not violate the rights of any third party.

Content submitted may not contain software viruses, malicious code, mass mailings, chain letters, unsolicited commercial messages, or any form of spam.

You may not use a false email address, impersonate any person or entity, or otherwise mislead others regarding the origin of submitted content.

By submitting information or content to JC Taylor Insurance, you grant JC Taylor Insurance a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to reproduce, use, modify, publish, adapt, translate, create derivative works from, distribute, and display such content throughout the world in any media.

You further represent and warrant that:

The content is accurate;
You own or have permission to use and submit the content;
The content does not violate any law or the rights of any third party; and
Use of the content will not cause injury to any person or entity.

Copyright

The Site and all content included on the Site are the property of JC Taylor Insurance or its licensors and are protected by United States copyright laws and international treaty provisions.

The compilation, organization, design, and presentation of all content, as well as all software and technology used in connection with the Site, are the exclusive property of JC Taylor Insurance and may not be copied, reproduced, or distributed without prior written consent.

Trademarks

JC Taylor Insurance and all related names, logos, graphics, page headers, button icons, scripts, and service names displayed on the Site are trademarks, service marks, trade dress, or other intellectual property of JC Taylor Insurance.

These marks may not be used in any manner that is likely to cause confusion among customers, disparage or discredit JC Taylor Insurance, or imply sponsorship or endorsement by JC Taylor Insurance without prior written authorization.

All other trademarks appearing on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by JC Taylor Insurance.

Privacy Policy

Because we respect your right to privacy, we have developed a Privacy Policy to inform you about our privacy practices. Please review our Privacy Policy to learn more about how we collect, use, and protect your information.

Third-Party Websites

The Site may provide hyperlinks to third-party websites or access to third-party content. JC Taylor Insurance does not control, endorse, or guarantee the accuracy, completeness, or usefulness of content found on third-party websites.

You acknowledge and agree that JC Taylor Insurance is not responsible for any content, products, services, policies, or practices of third-party websites. Your use of third-party websites is at your own risk.

Links to third-party websites are provided solely as a convenience to you.

Disclaimer of Warranties

EXCEPT AS EXPRESSLY PROVIDED IN A WRITTEN AGREEMENT BETWEEN YOU AND JC TAYLOR INSURANCE, ALL CONTENT, SERVICES, AND PRODUCTS PROVIDED THROUGH THIS SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

JC TAYLOR INSURANCE DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

YOU ARE SOLELY RESPONSIBLE FOR DETERMINING WHETHER THE SITE, ITS CONTENT, OR ANY PRODUCTS OR SERVICES OFFERED THROUGH THE SITE MEET YOUR REQUIREMENTS.

JC TAYLOR INSURANCE DOES NOT WARRANT THAT THE SITE WILL OPERATE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.

Limitation of Liability

SUBJECT TO THE TERMS OF ANY AGREEMENT BETWEEN YOU AND JC TAYLOR INSURANCE, JC TAYLOR INSURANCE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF THE SITE.

CERTAIN STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR CERTAIN DAMAGES. IN SUCH STATES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You agree to defend, indemnify, and hold harmless JC Taylor Insurance, its affiliates, officers, directors, employees, agents, attorneys, and representatives from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising out of:

Your use of the Site;
Your violation of these Terms of Use; or
Any content or information you submit through the Site.

Governing Law

All matters relating to your access to and use of the Site shall be governed by applicable federal law and the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.

Any legal action or proceeding arising out of or relating to these Terms of Use or your use of the Site shall be brought exclusively in the state or federal courts located in Pennsylvania, and you consent to the jurisdiction of such courts.

Use and Protection of SMS Data

We may use third-party service providers to facilitate and deliver SMS communications on our behalf. These providers are authorized to use your information only as necessary to provide these services and are required to protect your information in accordance with applicable laws and industry standards.

SMS opt-in consent, mobile phone numbers, and related personal information collected in connection with our SMS communications program will not be shared, sold, rented, or disclosed to third parties or affiliates for their own marketing or promotional purposes. Such information is used solely to provide and support the SMS services you have requested.

We do not sell, rent, or share mobile phone numbers collected for SMS purposes with unaffiliated third parties for their own marketing purposes.

Message frequency may vary. Message and data rates may apply. Consent to receive text messages is not a condition of purchase. You may opt out at any time by replying STOP to any message. For assistance, reply HELP. Carriers are not liable for delayed or undelivered messages.

Contact Information

If you have any questions regarding these Terms of Use or the Privacy Policy, please contact:

JC Taylor Insurance

Email: [email protected]

JC Taylor Insurance Terms of Use