Whether you have a fully restored muscle car or a modified hot rod, you can rely on us to help you protect your modified vehicle with Agreed Value collector car insurance.
Save up to 40% with muscle car and hot rod insurance rates compared to standard auto coverage.
With our Agreed Value policies, you’re paid the full value of your hot rod or muscle car in the event of a covered total loss claim.
We’ll automatically cover new additions to your muscle car collection at the purchase price. (Just tell us within 30 days.)
Auto insurance discounts are available to collectors with multiple qualifying muscle cars or hot rods cars.
Our collector car insurance experts are in your corner and provide service that sets us apart.
The mid-1960s not only marked the golden era of muscle cars, but also the beginning of J.C. Taylor’s rise to the top of the specialty auto insurance industry. Hot rodding traces back even further, to the dry lakes racers and backyard builders of the 1930s and 1940s, and that same do it yourself spirit is still what brings collectors to us today. First known as the go-to insurance provider for car clubs, car shows and national events, we have been insuring collector cars since America’s passion for automobiles emerged and have earned the trust of collectors for 60+ years.
J.C. Taylor began offering specialty auto insurance to the 35,000+ members of the Antique Automobile Club of America (AACA) in the middle of the 1960s. Our decades-long sponsorship with the AACA is still thriving today. Learn more about our partnership at aaca.org.
Muscle cars and hot rods often get grouped together, but they are different categories of collector vehicle, and that difference matters for your insurance coverage. A muscle car, such as a Pontiac GTO, Chevrolet Chevelle SS, Ford Mustang, or Dodge Charger, is a factory built high performance car from the 1960s and 1970s, and its insured value usually centers on how close it is to factory original condition, matching numbers, and documented history. A hot rod is a vehicle, often decades older, that has been customized for performance, style, or both. That can include gassers built for straight line speed, Pro Street cars with wide rear tires and heavily modified drivetrains, T-Buckets with exposed engines and minimal bodywork, and resto mods that pair a vintage body with a modern drivetrain. Because a hot rod’s value comes from its custom parts, fabrication, and labor rather than a factory spec sheet, documenting your build with photos, receipts, and records matters at quote time.
Whether your vehicle is a numbers matching muscle car or a fully custom hot rod, our Agreed Value coverage is built to reflect what your vehicle is actually worth, not a generic depreciation schedule. Not sure if your muscle car or hot rod qualifies? Review our collector car insurance requirements to see if your vehicle is eligible.
Protect your muscle car or hot rod with agreed value coverage from the provider collectors trust. Get a quote online in minutes or call our collector car insurance experts today.
