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Collector Car Insurance Built for Collectors Like You

Our classic isn't just any car, so don't sell yourself short with just any car insurance policy. At J.C. Taylor, collector car insurance, sometimes called classic car insurance, means Agreed Value coverage built around how you actually use your vehicle, not the depreciated payout of a regular car insurance policy. We've been partnering with collectors for more than 60 years to protect classic vehicles across the U.S., and you can save up to 40% compared to standard auto insurance.

collector car insurance quotes

Your Collector Car Is in a Class of Its Own. So Are We.

J.C. Taylor is a premier provider of collector car insurance, protecting history and providing collectors peace of mind for more than 60 years. With a team of specialty auto insurance experts and classic car enthusiasts, we offer superior Agreed Value coverage for antique and classic cars, vintage luxury cars, muscle cars and hot rods that collectors can trust. J.C. Taylor provides collector insurance for antique and classic cars, vintage luxury cars, muscle cars, hot rods, tribute and replica vehicles, and much more.

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Why Collectors Choose J.C. Taylor

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  • Save Money

    Spend Less

    Save up to 40% with classic car insurance compared to standard auto coverage.

  • Agreed Value Coverage

    Agreed Value

    With our Agreed Value policies, you're paid the full value of your classic car in the event of a covered total loss claim, not the depreciated value a regular car insurance policy would pay.

  • Automatic Coverage

    We'll automatically cover new additions to your collection at the purchase price. (Just tell us within 30 days.)

  • Multi-Vehicle Discounts

    Multi-Vehicle Discount

    Collector car insurance discounts are available to collectors with multiple qualifying classic cars.

  • First Class Customer Service

    First-Class Service

    Our classic and collector car insurance experts are in your corner and provide service that sets us apart.

Do You Qualify for Collector Car Insurance?

Most collector vehicles qualify for collector car insurance, also called classic car insurance, at 19 years old, 15 in Texas and 25 in Massachusetts, as long as the classic car is in good, original or restored condition and stored in a fully enclosed, locked garage when not in use. Vehicles must be used primarily for hobby purposes, such as club activities, parades or car shows, though J.C. Taylor allows unlimited mileage for hobby use. Drivers must generally be at least 25 years old with a clean driving record, no more than one moving violation and one at-fault accident in the past three years, and a separate vehicle for everyday transportation. See the full collector car insurance requirements to confirm your collector vehicle qualifies.

Collector Car Insurance FAQ

  • How old does a car have to be for collector car insurance?
  • Is collector car insurance cheaper than regular car insurance?
  • Can I drive my classic car every day?
  • Does collector car insurance cover car shows and parades?
  • Do I need a separate policy for each collector car?

Get a Collector Car Insurance Quote

Protect your piece of history with Agreed Value collector car insurance from the provider top collectors trust. Get a classic car insurance quote online in minutes or call our collector car insurance experts today.